Uniq12u- ER visits are just to patch you up and refer you to your regular doctor for follow up. Myself or anyone I know of in my area has not been denied treatment ever. If you can't pay, they give you paperwork to fill out and apply for help through the hospital to get a discount. If one decides they can't pay, it goes on your credit report. Or, you can send them $5 a month until it does get paid. From what I've heard that isn't the case. The ER will see them but they don't always receive ALL (key word here is ALL) the care that is required to correct what the problem is. I know people who have experienced this. The ER told them they could only do blah blah blah, sent them home with pain killers and told them to see their doctor or a specialist. And I know that others have been turned away from hospitals because they didn't have insurance. Guess it depends on the hospital. I think it depends on if it was due to an accident, but i'm not 100% sure.
My last job, I was paying $90 every two weeks for insurance for my son and myself. It covered everything we needed. The co-pays stunk, sometimes $30 a visit, mostly $15, but still ALOT cheaper than a guy on here paying 617 pound a month to have NSH. According to Google Finance Currency Converter it's $1011.45 he pays per month, for the government to decide what kind of care he gets. Well the insurance I carried was costing me over $200/month and my deductible was $4,500 with no co-pays. It was for major medical only. If I wanted co-pay it was going to be a lot more than that. I never said the other option was better, I have no idea. Has there actually been an amount put down as to what it will cost us?
For example, as it stands now, if you have a chronic knee problem, you go see your doctor, they may refer you to a specialist to get an MRI to see what the problem is. If we go on gov't run healthcare, the standards will be set the same for every situation, so the doctor can order an xray, no MRI because it's not allowed, and if he goes beyond what the gov't says for him to recommend, he won't get paid. And that leaves you with a knee that doesn't get fixed, being told to take a couple of ibuprofen, and have a nice day. Alot of assumptions are being made here since there is nothing passed yet as to what will come about for our national healthcare. Have you read the bill or just taking someone else's word for what it proposes? I don't believe I said I was for it, but something has to be done because what we have isn't working. And why should all the burden of having healthcare insurance be carried by employers? Especially with the cost increasing as much as it does. I believe I heard on the news it will go up at least 10% next year.
Our government certainly cannot afford what they are proposing, pitiful actually. I like having a choice as to what kind of care myself and my family get. If this plan goes in place, it will be just like Medicare --- deny, deny, deny........... And if you had listened to what the President has said, time and time again since day one, you will have a choice. Lots of people are crying not to have national health care insurance, but also say don't take my medicare away. And why is it the wealthy don't have to pay in for medicare after they contribute so much. They are the ones who can afford to put in more and they will certainly use it when needed, even if they have the money and don't necessarily need it. Therefore all the burden falls the low to middle income bracket, as usual.
