Soda
1. Neither you nor your employer can be successfully sued for damages if there is (a) no damage or injury and (b) you did nothing wrong anyway. Both you and they are perfectly secure unless BOTH (a) and (b) applies.
2. If you were fully employed, any action you take is deemed to be an action on the part of your employer - especially if you have never been told you must arrange your own insurance - which would be a tad unusual. If anyone ever alleges that they had told you to do so, that would only stand up anyway if they could produce a contract, letter of appointment, T&C's or similar which you had signed.
3. To be honest, you shouldn't have quit - but only because it didn't seem necessary. That can't be taken to be an admission of guilt, just the fact that you were upset! However, from your description of the role, it sounds like you're not losing the job of a lifetime anyway.
4. As others have said, something here is fishy; maybe the client (who, after all, had already enjoyed one sesion with you!) is 'ambulance chasing'? At BABTAC, less than 20% of all reported incidents become claims; there are a lot of gold-diggers out there who think that a legal case is a fast buck. Or did your employer want you to resign? If the latter, it's a very convoluted way to go about it!
5. Most of all, though, you do need to get this documented - if only for your next potential employer. May I suggest;
(a) you send a recorded delivery letter to your former employer asking for details, in writing, of the complaint, stating that you only resigned because you were so upset by the treatment and lack of information that was forthcoming, and stating for the record that you do not believe you have done anything wrong.
(b) you write to the TSO and ask him/her for details, too. They're normally very flexible and friendly, even when things have gone wrong.
(c) you immediately make detailed notes of exactly what happened in the most minute detail you can manage.
Hope this helps.
Regards
PHILIP SWINFORD
Marketing Services Manager
BABTAC